EASY! Buy low-cost index funds (especially S&P 500 trackers) and hold for LIFE. Dollar-cost average: Put 10-30% of your paycheck in automatically. Add more when you can. Check balances every 6 months... or better yet, ignore for a decade+. Historical S&P 500 total returns (with dividends reinvested) average ~10% annually long-term (around 10-11% in many multi-decade periods). That means your money doubles roughly every 7-8 years via compounding (Rule of 72: 72 ÷ 10 ≈ 7.2 years). Beat 99% of traders by doing NOTHING fancy. Top ETFs to buy & hold forever (all ultra-low fees): $VOO: Pure S&P 500 (top U.S. companies) $SPY: Most liquid S&P 500 tracker (since '93) $VTI: Total U.S. market (large + mid + small) $VV: Broad large-caps $IWM: Small-caps (Russell 2000) for extra growth kick $VGT: Tech sector (Apple, Nvidia, etc.) $QQQ: Nasdaq-100 (tech-heavy growth) You're welcome.

RT @commonsenseplay: One of the strangest patterns in the stock market that you don't know about! $SPY $VTI $VOO I recently watched an in…

RT @commonsenseplay: One of the strangest patterns in the stock market that you don't know about! $SPY $VTI $VOO I recently watched an in…

RT @commonsenseplay: One of the strangest patterns in the stock market that you don't know about! $SPY $VTI $VOO I recently watched an in…

One of the strangest patterns in the stock market that you don't know about! $SPY $VTI $VOO I recently watched an interview with Samir Varma, a theoretical physicist turned trader hedge-fund manager- he earned his doctorate in particle physics from University of Texas at Austin, and was one of the first to execute profitably quantitative futures strategies. He noted - over 30 years, almost all of $SPY ’s gains happened while the market was CLOSED! I found this super interesting, so I did some digging to see if this was true and here's the data: According to a long-term analysis (1993–2025), the “overnight” strategy for SPY i.e. buy at close, sell at next open, yielded cumulative gains of 1,105%, while the “intraday” strategy, buy at open, sell at close, only delivered about 27% over the same period i.e. - If you bought at the close every day and sold at the next open, your return would be about +1,100% - If you bought at the open and sold at the close, your return is only around +27% Same index, same time period but insanely different returns. This doesn’t mean the market always drops during the day - it just means that the average intraday move has been very small over the long run, while the average overnight move has been much larger. Why might this happen? - News and earnings usually come out after hours - Futures markets react overnight - Big institutions hedge when markets are closed - Risk premium for holding exposure through uncertainty This pattern shows up again and again in the data. Why this is not a free trading strategy? because costs and spreads can wipe out the edge if you try to time it. But for long-term investors, it highlights something important: - A big part of the compounding has come from simply holding overnight. - The market often moves the most while you’re not watching, a lesson for intraday index traders ;)

I measure my wealth against the S&P 500, not USD or CPI. Over the past 12 months, my portfolio grew +93.5%. If your net worth went up 10% in 2025 while the S&P gained 16%, you actually fell behind. Indexes like $VTI , $SPY , $VOO are just the baseline. https://t.co/PVehj8oqDN

7 Beginner Investing Mistakes To Avoid In The Stock Market! 66% of ETF investors started just in the past five years according to Charles Schwab. With posts everywhere on X on WSB about going "ALL IN" on single stocks like $IREN, $FIG, $JOBY, and $OKLO where some made money before the hype but most broke even or lost, beginners should avoid the frenzy and focus on basics. I lost on Ethereum early on in my 20's and learnt from that lesson - avoid these 7 mistakes and you will reach financial freedom! 1. Not Doing Your Own Research - Don't buy based on tips. Look into the companys financials, using sites like Reuters, the companies own financial SEC submissions and even YouTube channels. - Check leadership, growth, valuation, cash, debt, insider sales etc. the basics! - Form your own view. 2. Wrong Strategy - Trading is like short-term gambling, with 90% losing. - Investing is about long-term growth. - Avoid quick profits and higher taxes, let compounding work! 3. High Commissions - Zero-fee brokers like Robinhood or IBKR are available-compare options. - I paid too much early, there is no reason to in 2025 4. Unrealistic Expectations - No quick riches, it takes time. - It took me 10 years to go from in debt at 24 to officially becoming a millionaire last year at 34. 5. Emotional Attachment - I got attached to a bank stock too long due to sentiment and lost 70% - always have an exit plan. - If your original thesis for investing changes get out. 6. Following Experts Blindly - Pundits on X or otherwise often guess or worse are paid to hype stocks. (see video below) - Be skeptical! 7. No Diversification - Putting everything in one stock is stupid, and worryingly its becoming more and more common - Use index funds like $VTSAX or $VTI - Buffett-approved, with 7-12% average returns and low fees. Get started - financial freedom is waiting for you!

MUST READ FOR ALL NEW/YOUNG INVESTORS OUT THERE! DO NOT BUY SINGLE SPECULATIVE STOCKS IN THE HOPE OF ACHIEVING HOME OWNERSHIP! This is how you lose everything. 99% of people should dollar cost average into index funds and call it a day! You can buy these for the rest of your life and beat 99% of traders. 1. $VOO: Low-cost S&P 500 tracker for the biggest U.S. companies. 2. $VGT: Concentrated U.S. tech sector (Apple, Nvidia, etc.). 3. $VV: Broad large-cap U.S. stocks beyond the top 500. 4. $IWM: Small-cap U.S. stocks (Russell 2000). 5. $VTI: Total U.S. stock market (large + mid + small). 6. $QQQ: Nasdaq-100: heavy tech & growth stocks. 7. $SPY: Most liquid S&P 500 tracker since 1993. Put 10-30% of your paycheck in some of these. Your money will double every 4-7 years.

随着大股票0日期权的开放，美股市场交易量创历史新高。

99% of people should dollar cost average into index funds and call it a day! You can buy these for the rest of your life and beat 99% of traders. 1. $VOO: Low-cost S&P 500 tracker for the biggest U.S. companies. 2. $VGT: Concentrated U.S. tech sector (Apple, Nvidia, etc.). 3. $VV: Broad large-cap U.S. stocks beyond the top 500. 4. $IWM: Small-cap U.S. stocks (Russell 2000). 5. $VTI: Total U.S. stock market (large + mid + small). 6. $QQQ: Nasdaq-100: heavy tech & growth stocks. 7. $SPY: Most liquid S&P 500 tracker since 1993. Put 10-30% of your paycheck in some of these. Your money will double every 4-7 years.