Andrew Tate @Cobratate owns $300million dollars worth of Real Estate in the Middle East (most on leverage) he is about to get crushed!! https://t.co/oKMyzluavy

I'm Mostly Against Borrowing Money to Invest in 2026 – Here's My Honest Take A lot of Millennials and Gen Z are still borrowing from the bank to buy stocks, ETFs, crypto or real estate - the trend never really went away in fact it's only growing. As of early 2026, approximately 24% to 43% of retail investors use some form of leverage, such as margin or options, to fund their investments. This trend is heavily driven by younger generations; for instance, a 2021 study indicated that 80% of Gen Z and 60% of Millennial investors have reported taking on debt to invest, compared to only 9% of Baby Boomers - Secured loan rates right now are around 5.25% if you put up your investments as collateral. - Inflation is just 2.3%. Stocks had a strong 2025 - so yeah, the math can look tempting on paper. I called my bank and ran a quick example: - Borrow $10k at 5.25% over 3 years. - After the tax deduction on the interest, real cost is about $500. - Put it in simple broad ETFs expecting a conservative 8% long-term return and you'd walk away with roughly $2,000 profit after paying everything back. Sounds okay, right? But the truth is I'm still mostly against using leverage to invest. It only makes sense in very limited situations, and even then only in tiny amounts. My personal rule? Never borrow more than 10% of your net worth for this. So if you have a $100k net worth that means max $10k - and honestly I'd probably do way less. You need: - A super secure job and big emergency fund - Almost zero other debt - The stomach to watch big drops without selling - A plan to hold 10+ years in boring index funds If you're new to investing, have shaky income, or panic when the market falls 20%? Stay far away - it can wreck you. I'm thinking about a very small amount myself, but nothing aggressive - there is lots of opportunites out there right now, both in bonds and equities. Slow and steady still wins for most people. Would you or are you currently borrowing money to invest right now? Tell me honestly in the comments.

想搬了，那我们岂不是要去佛州炒房？但是佛州好像不给中国人买房子。

美国人似乎是拥有土地，却无时无刻需要支付房产税物业费，相当于有了房子还要继续交租。不支付就会被赶出去并且被拍卖。而且政府一直有权力在必要时刻立刻征调土地。 中国似乎没有土地，却不用交房产税，就算70年到了，征用也必须给予相对应的赔偿。 所以说谁才是真的拥有这片土地？

Common sense TRUMPS hype. Every. Single. Time. How’s your portfolio holding up? I made +75% in 2025. In 2026 so far I am +4% YTD while the entire market bleeds! Everyone on X is down 10 to 50% as hype stocks & tech get crushed. S&P just went red for the year. Don't chase memes or overvalued AI/Quantum plays. Stick to fundamentals: real earnings, strong balance sheets, sane valuations. Diversify properly, quality longs plus bonds plus hedges/shorts + cash/money market, even REITs. Position sizing rules that save you: Max 5% per stock (even less on riskier ones) Keep cash in reserve to buy the dips or add more to your shorts!

Common Sense Rules for your Personal Finances! 1. Savings is a solid foundation, but it's investing that truly builds your wealth. - You've seen it in action: parking money in a bank account might feel safe, but channeling it into smart investments, like diversified stocks or real estate leverages compounding to turn your efforts into lasting prosperity. - Don't just save; let your money work harder for you. I made 75% returns in 2025 - that has turbo charged reaching my goals! 2. Prioritize boosting your income over endless expense trimming. - As someone who embodies common-sense plays, you know cutting costs only goes so far. - Instead, invest time in upskilling, side ventures, or negotiating raises - it's the scalable path to financial freedom that aligns with your investor mindset! For me that was X as a side hustle, there is something out there for everyone - find yours! 3. Remember, your time is your most valuable asset - don't waste it on minor savings hunts. - Chasing every coupon or deal might save a few bucks, but as a savvy investor, calculate the opportunity cost: that hour could be better spent researching a stock pick or enjoying life outdoors or with your family, where every moment counts. 4. Resist the lure of a sale if it doesn't fit your needs. - You've likely dodged plenty of market hype; apply the same discipline here. Buying something discounted just because it's "a steal" clutters your life and drains resources - stick to purchases that genuinely add value to your goals. 5. No financial advisor knows your story like you do - own your path. - If you're even reading this it means you are already on the right path and have the needed independent streak, trust your gut: advisors offer tools, but you're the captain! - Educate yourself, review your portfolio regularly, and make decisions that reflect your unique situation and risk tolerance. 6. Once you've hit your core financial milestones, chase meaning over more money. - As an investor who's all about smart plays, recognize when enough is enough - extra wealth diminishes in joy if it costs family time, health, or passions. - Weigh what you're giving up for that next dollar, and prioritize a balanced life that sustains your success long-term. You've only one life, AIM HIGH!