99% of people should dollar cost average into index funds and call it a day! You can buy these for the rest of your life and beat 99% of traders. 1. $VOO: Low-cost S&P 500 tracker for the biggest U.S. companies. 2. $VGT: Concentrated U.S. tech sector (Apple, Nvidia, etc.). 3. $VV: Broad large-cap U.S. stocks beyond the top 500. 4. $IWM: Small-cap U.S. stocks (Russell 2000). 5. $VTI: Total U.S. stock market (large + mid + small). 6. $QQQ: Nasdaq-100: heavy tech & growth stocks. 7. $SPY: Most liquid S&P 500 tracker since 1993. Put 10-30% of your paycheck in some of these. Your money will double every 4-7 years.